Our Proprietary Trading Technology

Peccala’s Trading Engine uses proprietary algorithms that were developed over five years of R&D led by our CTO, a scientist who is expert in feature engineering.

The Trading Engine brings together unique insights from complexity science, physics, and data science, and is built to be effective in multiple market conditions. It analyzes every available crypto asset (Crypto Futures) once per hour, and assesses the likelihood of price fluctuations becoming larger trends.

We deploy the same Trading Engine in both the High Risk and Medium Risk trading strategies.

Huuumans 3 characters in front of screens

A Short Explanation Of The Trading Engine

Layer 1:
Trend analysis and prediction

The Forecasting Layer:

Analyzes every currency pair available on the Futures market at the exchanges we work with (at the time of writing over 120 pairs)

Looks for market trends in any direction and evaluating the probability of the trend being amplified into larger trends

The actual analysis is based on our unique feature engineering process, which allows us to extract proprietary, meaningful signals from publicly available raw data such as the price, volume, and depth of order book on a particular exchange, as well as historical price trends over different timescales.

The identified features are then fed to classifiers to compute the probability of the trend to be amplified.

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Layer 2:
Digital trading floor

A collection of hundreds of trading bots, each of which:

Have different trading “personalities” optimized for different market conditions

Is assigned an equal share of the funds in our trading wallets

Make its own investment decision using their share of the funds

Where two or more bots agree on a position, their trades are pooled into a single position. Where two bots choose to invest in different directions, they cancel each other out.

This is the digital equivalent of a trading floor of 50 traders at a bank, each of which is an expert, and has their own trading strategy. This adds significant robustness to our trades.

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The same Trading Engine is deployed on both of our tokenized trading strategies - High Risk (PECH) and Medium Risk (PECM) - both of which are optimized for medium to long term returns.

Why We Trade Crypto Derivatives

The trends we analyze are not limited to upward trends. By using derivatives, we can equally benefit from down markets (by going short) and from up markets (by going long)

Our algorithms are totally symmetrical, which means that a market that loses its value by half would be equally profitable as a market that doubles its value

Derivatives give us market neutrality (the above trend independence), but their use requires very specific skills to become profitable

What makes Peccala’s Algorithmic Trading Engine Unique

It predicts the probability of an existing trend being amplified

Two things need to be true for our algorithms to make a decision:
1/ A trend must exist already
2/ Our computations must estimate that said trend is going to be amplified.

We don’t “buy the dip” and “sell the rally”. Instead, we buy when prices are high and we expect them to be even higher.

Peccala app screenshot investment strategy

1. Invest in one or several investment strategies

Deposit USDT into your Peccala Account, and choose how to split your investment across our different risk strategies

Each strategy is represented by a Peccala Token. After you invest, you receive your Peccala Tokens directly into your Peccala Account.

We send the USDT you invested to our trading wallets, where they are managed by our algorithmic trading engine.

2. Hold your Peccala Tokens

The price of your Peccala Tokens is linked in real time to the value of the investments our Trading Engine is making.

You can track the performance in your Peccala account, and see your balance in USDT.

Peccala app screenshot dashboard
Peccala app screenshot wallet withdraw

3. Redeem your Peccala Tokens

When you want to take funds out, you simply redeem your Peccala Tokens for their current value through your Peccala Account.

We take back your tokens, and pay you out in USDT. Simple!

Sign up

The Fees At a Glance

We’ve kept things really simple. No fees up front. No financial lock-in.Oh, and we only make bank when you do, too. Learn more about our fees.

20%

Performance Fee on profits generated

+

0.5%

Redemption Fee upon selling tokens

=

20.5%

We take a 20% performance fee, on the profit generated, every 6 months you stay invested (or when you redeem your tokens if it’s before the 6 months mark), leaving you with 80% of the profits made. If we don’t make you a profit over that 6 months (or when you redeem your tokens), we don’t charge you!

Don’t Just Take Our Word For It. See What Others Say.

5 stars

"I was trying to trade cryptocurrencies on my own. It took a lot of time and after a year I had just about broken even. When I was introduced to Peccala, I loved the concept right away - hands-off trading! I started with a modest investment but it didn't take long to see strong gains. It's now my only crypto holding."

Tom

UK
5 stars

"What can we say?! Peccala has been the best solution that we could find out there in the crypto market. It’s easy to invest and you don’t have to do anything but wait for the trading bots to work their charm and reap the profits! In terms of stress-free investments in such a hectic market, Peccala is the way forward."

Dan and Christine

Switzerland
5 stars

"I transferred a large chunk of my crypto positions to Peccala, because the trading engine can make profits in bull and bear markets - it always wins in the mid to long term and generates significantly better returns than buy & hold. Letting the engine do the trading is also beneficial for my mental health: I used to check my crypto balance daily because I was anxious, with Peccala I check it because I’m excited."

Moritz

Germany
5 stars

"Peccala is great. It’s made it easy for us to expand our portfolio into crypto. Clearly with cryptocurrencies volatility is expected, but Peccala has helped us navigate the ups and downs and still delivered great returns. Easy to use and decent customer service too. Recommend!"

Henry

UK

Don’t just take our word for it. See what others say.

"I was trying to trade cryptocurrencies on my own. It took a lot of time and after a year I had just about broken even. When I was introduced to Peccala, I loved the concept right away - hands-off trading! I started with a modest investment but it didn't take long to see strong gains. It's now my only crypto holding."

Tom
/
UK
quotation marks

"What can we say?! Peccala has been the best solution that we could find out there in the crypto market. It’s easy to invest and you don’t have to do anything but wait for the trading bots to work their charm and reap the profits! In terms of stress-free investments in such a hectic market, Peccala is the way forward."

Dan and Christine
/
Switzerland
quotation marks

"I transferred a large chunk of my crypto positions to Peccala, because the trading engine can make profits in bull and bear markets - it always wins in the mid to long term and generates significantly better returns than buy & hold. Letting the engine do the trading is also beneficial for my mental health: I used to check my crypto balance daily because I was anxious, with Peccala I check it because I’m excited."

Moritz
/
Germany
quotation marks

"Peccala is great. It’s made it easy for us to expand our portfolio into crypto. Clearly with cryptocurrencies volatility is expected, but Peccala has helped us navigate the ups and downs and still delivered great returns. Easy to use and decent customer service too. Recommend!"

Henry
/
UK
quotation marks

Don’t just take our word for it. See what others say.

5 stars

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Tom
/
UK

Still Have Questions?

How does Peccala work?

Peccala makes investing in crypto a lot more approachable to people with no prior knowledge or little time. Through an easy-to-use platform, we allow anyone to invest in crypto – with as little as $200 – for medium to long-term growth. We use custom-built (and proven) algorithmic technology to manage your investment for profit 24/7. Your new passive income can be set up in minutes.

How much does Peccala charge?

Signing up and using the Peccala platform is free. Once you’re verified and have invested, we charge three types of fees: a performance fee of 20% on profit generated, charged every 6 months; a redemption fee of 0.5% upon Token selling (the fee is distributed to our users); and a small blockchain gas fee whenever funds need to be transferred (e.g. Token buying or selling).

What are Peccala Tokens?

Peccala Tokens are what you buy when you invest with Peccala. They are BEP20 crypto tokens that are held in your Peccala Wallet. Their value is linked to the value of the investments we make in our trading wallets, and you can redeem your Peccala Tokens for their current value at any time for USDT stablecoins.

Is my money safe with Peccala?

We are handling our customers’ assets, so we take security very seriously. Any funds you deposit with us are held in an individual wallet on the Binance Smart Chain, as are any Peccala Tokens that you buy. Our smart contracts have been fully audited by 3rd party auditors, you can find more details here. We make our investments in the world’s largest crypto exchanges with strong track records, currently Binance. You can redeem your Peccala Tokens at any time.

How do I add funds to my Peccala wallet?

At the moment most users can only deposit to their Peccala account using the the USDT stablecoin on the BNB Smart Chain (BSC / BEP20). This means that you’ll need a Binance account, an account with another exchange which can process BEP20 USDT (e.g. cex.io, KuCoin), or a BEP20 non-custodial wallet to send us your USDT deposit.

High net worth and institutional investors can deposit USDT from any exchange or wallet using other blockchains. Please ask your account manager for more information.

Can I deposit and withdraw in fiat money (EUR, USD etc.)?

At the moment we can only accept USDT deposits on the BNB (Binance) Smart Chain, which uses the BEP20 protocol.

How do I withdraw funds from my Peccala account?

You can redeem your Peccala tokens for their current value at any time. When you redeem Peccala tokens you will receive USDT to your Peccala account.

From here you can withdraw USDT to a whitelisted external exchange or wallet. We can process USDT withdrawals on the BNB Smart Chain, Ethereum, Polygon and Tron.

Can I take funds out whenever I want?

Yes, you can redeem your Peccala Tokens for their current value at any time in exchange for the USDT stablecoin. There is no lock-in or minimum investment period.

How do I buy Peccala tokens?

Peccala Tokens are only available to buy through the Peccala platform, so you’ll need to sign up and get verified with us to invest. Once you’re verified, you can deposit USDT in your Peccala account, and use that to buy Peccala tokens.

What does it mean to “redeem” Peccala tokens?

When you buy Peccala Tokens, the funds you pay in are deposited into our trading wallets, and the price of the Tokens you hold is linked to the value of those investments.

When you want to withdraw funds from Peccala, you redeem your Peccala Tokens for their current value in USDT.

Can I move my Peccala Tokens to an external wallet?

No, Peccala Tokens can only be held in your Peccala account. That’s because the amount you can redeem is directly linked to the amount you originally invested, so we need to avoid Peccala Tokens being sent between customers, or traded on third-party platforms. This is also important so that we are compliant with Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations.

However, any USDT you hold in your Peccala account can be transferred to an external wallet whenever you want.

How is the money invested?

When you buy Peccala Tokens, we take the funds raised through the purchase and deposit them in our trading wallets at Binance which are controlled by our Trading Engine. The value of the Peccala Tokens you hold is linked to the value of our trading wallets, and you can redeem them for their current value in USDT at any time.

What assets do we trade?

We trade crypto derivatives, specifically perpetual futures. We currently trade the ~130 currency pairs available in Binance Futures that are settled in USDT.

How does the trading engine make decisions?

Each bot has a unique set of parameters and internal rules, but basically, they all try to answer the following questions: Is there a trend? If so, what’s the probability of further trend amplification?

If the assessment is positive and the trend is upwards, the bot chooses to open a long position. If the assessment is positive and the trend is downwards, the bot chooses to open a short position. Upon uncertainty or a negative assessment, the bot does not use the capital and waits for the next assessment.

Each hour, the bots decide if a position is going to be opened, increased, decreased, or closed.

Is there ever human intervention in the trading?

No. Humans are involved only in creating, evaluating, and implementing the strategies. No discretionary decision-making is involved in the trading. The aim is to guarantee that every single trading decision has been thoroughly backtested. Furthermore, we have a policy of zero emotions in the trading decision-making process.

Is my money safe with Peccala?

We are handling our customer’s assets, so we take security very seriously. Any funds you deposit with us are held in an individual wallet on the BNB (Binance) Smart Chain, as are any Peccala Tokens that you buy. 

We make our investments in the world’s largest crypto exchanges with strong track records, currently Binance. You can redeem your Peccala Tokens for their current value at any time.

Why should I trust Peccala?

Peccala was founded by three co-founders, with a combined 20 years of crypto trading experience, and who are working together to make crypto investing easier and more accessible. Unlike some crypto projects our profiles are public, and you can get in touch to ask any questions you have (you can even connect with us on LinkedIn if you want!). We work hard to make sure your investment is safe and rewarding.

We are also backed by external investors, including the Antler early stage Venture Capital fund in Berlin, and well-known business angels in Germany and the US.

What are the risks?

As with any investment, and particularly crypto, there is risk involved with investing in Peccala. It is important to understand that you may lose money, even all the money you invest. When you invest with Peccala, your funds are custodied in the Binance exchange.

Peccala also faces non-investment risks such as cyber, regulatory, and third-party risks, which could impact our ability to operate. At the moment, crypto investments are not protected by any investor or deposit protection schemes, so please don’t invest more than you would be comfortable potentially losing.

You can read more in our Risk Disclosure.