The Medium Risk Strategy (PECM)

Similarly to the High Risk strategy, the PECM strategy also trades crypto perpetual futures, but without leverage, and adopting a more conservative asset allocation approach. The strategy is still able to go both long and short.

This limits the potential returns of the strategy (since using more funds leads to significantly higher growth over time), but also limits volatility and potential losses.

Past performance is not an indication of future performance.

+

1.89

x

Annualized ROI
Since January 2021

Risk Level

$

109666

Assets Under Management

498167

Tokens In Circulation

$

52450

Realized Profit* For Our Users

*Realized profits mean those the users have withdrawn from the platform. This does not include unrealized profits, which are still invested

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Key Risk/Reward Metrics

Mean Annualised Return

3.04

Mean Drawdown (%)

6.75

Max Drawdown (%)

22.96

Mean Escape Time* (days)

22.66

*The AVERAGE number of days a customer needs to wait until she’s always on profit after her entry/buying date. The escape time heavily depends on the time the user buys the token. Buying at a peak leads to longer escape times. Historically, the worst possible entry lead to an escape time of 274 days. Users could minimise the risk of a bad entry by splitting their investment over 4 to 8 weeks.

How does the Medium Risk strategy compare to the High Risk Strategy?

The drawdowns are significantly lower.

The time of entry is less important to consider, due to the relatively steady growth.

The returns are more consistent over time, since there are fewer “flat” periods where growth is gained and then lost again.

There is no way that the trades can go to zero on the Medium Risk Strategy through being liquidated by the exchange (although they can still lose money).

It is also trading Futures, it has the ability to go short so it also performs well in bear market years.

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Who is the Medium Risk Strategy for?

The Medium Risk Strategy trades crypto perpetual futures, but without the use of leverage. It is able to go long  or short. It’s the right strategy for you if:

You’re completely new to crypto and are not fully ready for the emotional roller-coaster ride of big ups and downs that come with the High Risk Strategy.

You would like to diversify within Peccala, so you can consistently generate returns even at times when the High Risk Strategy is in a “flat” period.

The High Risk Strategy (PECH)

The High Risk strategy trades crypto perpetual futures using 2x leverage.

The trading engine is able to go both long and short, so the strategy has the possibility to make (or lose) money through market fluctuations in both directions, even when the overall trend of the crypto markets is down.

The use of 2x leverage means that the trading engine is able to trade with twice the balance than is actually held in our trading wallets. This means a higher possibility of returns, and losses. It also leads to more and sharper fluctuations.

Past performance is not an indication of future performance.

+

3.82

x

Annualized ROI
Since January 2021

Risk Level

$

3260657

Assets Under Management

9269005

Tokens in circulation

$

2281658

Realized Profit* For Our Users

*Realized profits mean those the users have withdrawn from the platform. This does not include unrealized profits, which are still invested

Get Started

Key Risk/Reward Metrics

Mean Annualised Return

12.73

Mean Drawdown (%)

28.91

Max Drawdown (%)

64.21

Mean Escape Time* (days)

77.42

*The AVERAGE number of days a customer needs to wait until she’s always on profit after her entry/buying date. The escape time heavily depends on the time the user buys the token. Buying at a peak leads to longer escape times. Historically, the worst possible entry lead to an escape time of 557 days. Users could minimise the risk of a bad entry by splitting their investment over 4 to 8 weeks.

What does it actually mean to use leverage?

PECH uses 2x leverage, and although leveraged positions in traditional assets might lead to a user losing more than the initial capital, crypto markets are very different in this regard. In crypto perpetual futures, positions get automatically closed (liquidated) when the balance approaches zero, and by construction there is no way one can lose more than the original capital.

Furthermore, thanks to our automated hourly rebalancing, we've never been even been close to being liquidated in any of the hundreds of thousands of positions we've opened. To further clarify, we do not borrow funds for our leveraged positions. Futures in the crypto world do not involve borrowed money, positions get liquidated automatically instead.

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Why are drawdowns so high on this investment strategy?

The drawdowns are not only comparable to other crypto products but actually smaller. Bitcoin, one of the least volatile crypto assets, has a max drawdown of approximately 90 percent, whereas that of PECH and PECM are 64% and 23% respectively.

We are imposing strict conditions on the bots in the testing phase before they are deployed. One of these conditions is that the drawdown should be less than other crypto products. We deliver crypto returns with controlled risk.

Invest Professionally in Cryptocurrencies

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Our proprietary trading algorithms manage money 24/7

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Hands-off approach —no time or skills needed,it’s fully automated

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Only pay a performancefee on profits generated - if we don’t make you money we don’t take a fee

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Tailor your own risk profile by spreading funds across our different risk strategies

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Withdraw funds at anytime — no lockup

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You are simply buying and holding tokens, making your tax declaration simple

Still Have Questions?

How does Peccala work?

Peccala makes investing in crypto a lot more approachable to people with no prior knowledge or little time. Through an easy-to-use platform, we allow anyone to invest in crypto – with as little as $200 – for medium to long-term growth. We use custom-built (and proven) algorithmic technology to manage your investment for profit 24/7. Your new passive income can be set up in minutes.

How much does Peccala charge?

Signing up and using the Peccala platform is free. Once you’re verified and have invested, we charge three types of fees: a performance fee of 20% on profit generated, charged every 6 months; a redemption fee of 0.5% upon Token selling (the fee is distributed to our users); and a small blockchain gas fee whenever funds need to be transferred (e.g. Token buying or selling).

What are Peccala Tokens?

Peccala Tokens are what you buy when you invest with Peccala. They are BEP20 crypto tokens that are held in your Peccala Wallet. Their value is linked to the value of the investments we make in our trading wallets, and you can redeem your Peccala Tokens for their current value at any time for USDT stablecoins.

Is my money safe with Peccala?

We are handling our customers’ assets, so we take security very seriously. Any funds you deposit with us are held in an individual wallet on the Binance Smart Chain, as are any Peccala Tokens that you buy. Our smart contracts have been fully audited by 3rd party auditors, you can find more details here. We make our investments in the world’s largest crypto exchanges with strong track records, currently Binance. You can redeem your Peccala Tokens at any time.

How do I add funds to my Peccala wallet?

At the moment most users can only deposit to their Peccala account using the the USDT stablecoin on the BNB Smart Chain (BSC / BEP20). This means that you’ll need a Binance account, an account with another exchange which can process BEP20 USDT (e.g. cex.io, KuCoin), or a BEP20 non-custodial wallet to send us your USDT deposit.

High net worth and institutional investors can deposit USDT from any exchange or wallet using other blockchains. Please ask your account manager for more information.

Can I deposit and withdraw in fiat money (EUR, USD etc.)?

At the moment we can only accept USDT deposits on the BNB (Binance) Smart Chain, which uses the BEP20 protocol.

How do I withdraw funds from my Peccala account?

You can redeem your Peccala tokens for their current value at any time. When you redeem Peccala tokens you will receive USDT to your Peccala account.

From here you can withdraw USDT to a whitelisted external exchange or wallet. We can process USDT withdrawals on the BNB Smart Chain, Ethereum, Polygon and Tron.

Can I take funds out whenever I want?

Yes, you can redeem your Peccala Tokens for their current value at any time in exchange for the USDT stablecoin. There is no lock-in or minimum investment period.

How do I buy Peccala tokens?

Peccala Tokens are only available to buy through the Peccala platform, so you’ll need to sign up and get verified with us to invest. Once you’re verified, you can deposit USDT in your Peccala account, and use that to buy Peccala tokens.

What does it mean to “redeem” Peccala tokens?

When you buy Peccala Tokens, the funds you pay in are deposited into our trading wallets, and the price of the Tokens you hold is linked to the value of those investments.

When you want to withdraw funds from Peccala, you redeem your Peccala Tokens for their current value in USDT.

Can I move my Peccala Tokens to an external wallet?

No, Peccala Tokens can only be held in your Peccala account. That’s because the amount you can redeem is directly linked to the amount you originally invested, so we need to avoid Peccala Tokens being sent between customers, or traded on third-party platforms. This is also important so that we are compliant with Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations.

However, any USDT you hold in your Peccala account can be transferred to an external wallet whenever you want.

How is the money invested?

When you buy Peccala Tokens, we take the funds raised through the purchase and deposit them in our trading wallets at Binance which are controlled by our Trading Engine. The value of the Peccala Tokens you hold is linked to the value of our trading wallets, and you can redeem them for their current value in USDT at any time.

What assets do we trade?

We trade crypto derivatives, specifically perpetual futures. We currently trade the ~130 currency pairs available in Binance Futures that are settled in USDT.

How does the trading engine make decisions?

Each bot has a unique set of parameters and internal rules, but basically, they all try to answer the following questions: Is there a trend? If so, what’s the probability of further trend amplification?

If the assessment is positive and the trend is upwards, the bot chooses to open a long position. If the assessment is positive and the trend is downwards, the bot chooses to open a short position. Upon uncertainty or a negative assessment, the bot does not use the capital and waits for the next assessment.

Each hour, the bots decide if a position is going to be opened, increased, decreased, or closed.

Is there ever human intervention in the trading?

No. Humans are involved only in creating, evaluating, and implementing the strategies. No discretionary decision-making is involved in the trading. The aim is to guarantee that every single trading decision has been thoroughly backtested. Furthermore, we have a policy of zero emotions in the trading decision-making process.

Is my money safe with Peccala?

We are handling our customer’s assets, so we take security very seriously. Any funds you deposit with us are held in an individual wallet on the BNB (Binance) Smart Chain, as are any Peccala Tokens that you buy. 

We make our investments in the world’s largest crypto exchanges with strong track records, currently Binance. You can redeem your Peccala Tokens for their current value at any time.

Why should I trust Peccala?

Peccala was founded by three co-founders, with a combined 20 years of crypto trading experience, and who are working together to make crypto investing easier and more accessible. Unlike some crypto projects our profiles are public, and you can get in touch to ask any questions you have (you can even connect with us on LinkedIn if you want!). We work hard to make sure your investment is safe and rewarding.

We are also backed by external investors, including the Antler early stage Venture Capital fund in Berlin, and well-known business angels in Germany and the US.

What are the risks?

As with any investment, and particularly crypto, there is risk involved with investing in Peccala. It is important to understand that you may lose money, even all the money you invest. When you invest with Peccala, your funds are custodied in the Binance exchange.

Peccala also faces non-investment risks such as cyber, regulatory, and third-party risks, which could impact our ability to operate. At the moment, crypto investments are not protected by any investor or deposit protection schemes, so please don’t invest more than you would be comfortable potentially losing.

You can read more in our Risk Disclosure.